Your ProtectEase coverage starts on the effective date shown in your Policy Details Page.

Yes, for this product, an individual can hold multiple policies with a cumulative limit of five hundred thousand pesos (Php) in insurance coverage at any given time.

Yes, since the premium to pay is based on your age, it will adjust as you get older. For reference, please refer to the annual premiums specified on Product Home page.

If you miss your renewal and don’t pay within the 31-day grace period, your policy will lapse. This means your coverage and all benefits will end, and you will no longer be protected under the plan.

The automatic termination of your ProtectEase policy will take effect on the earliest of the following:

• Expiry Date, as stated in your Policy Details Page;
• Once the death benefit has been claimed;
• Non-payment of Premium after the thirty-one (31) days grace period
• The date on which we approve your request to cancel this policy.

Please note that the termination of your policy does not affect any valid claim made before the termination date.

You can file for a claim with just three easy steps:

1. Fill out the claim statement form: Claim Statement Form
2. Prepare the necessary supporting documents you will need to submit with your claim request.

Submit your claim request through email at claims@maxilife.com.ph terminates.

 If you change to a more hazardous job than the one you listed in your application, MaxiLife may alter or withdraw your benefits. To keep your coverage, you must inform us of the change and agree to any new terms or conditions we set.

You may send us an email at customercare@maxilife.com.ph. You may also reach us by calling our hotline at +632-8840-5433.